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Terms & Conditions

Overview
Pekoe is provided by Pekoe Financial Group Inc, Ontario Mortgage Brokerage No. 10556

Version 1.0 posted and effective as of 2019-07-31

These terms of service (or “Terms” for short) are a legal contract between you and Pekoe Financial Group Inc. (Pekoe Financial Group Inc. will be referred to using “we”, “us”, and “our”). These terms govern your installation and use of the Pekoe mobile application (“App”), as well as your access to and use of Pekoe’s website (“Site”). Together, the App, Site, and any services rendered or made available through the App or Site will be referred to as the “Services”.

Please read this document carefully, since it affects your legal rights (including limitations of liability and disclaimers of warranty). By clicking “I Agree” at the end of these terms, you will enter into a binding legal contract. If you do not agree with these terms, or if you lack the capacity or authority to agree to these terms, do not install the App, browse the Site, or otherwise access or use the Services.

These terms and conditions outline the rules and regulations for the use of Pekoe Financial Group Inc’s (Pekoe) website www.pekoe.ca. By accessing this website we assume you accept these terms and conditions. Do not continue to use Pekoe if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Canada. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies
We employ the use of cookies. By accessing Pekoe, you agreed to use cookies in agreement with the Pekoe’s Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License
Unless otherwise stated, Seventy Seven Park Corp. and/or its licensors own the intellectual property rights for all material on Seventy Seven Park. All intellectual property rights are reserved. You may access this from Seventy Seven Park for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

Republish material from Seventy Seven Park
Sell, rent or sub-license material from Seventy Seven Park
Reproduce, duplicate or copy material from Seventy Seven Park
Redistribute content from Seventy Seven Park
This Agreement shall begin on the date hereof.
Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:
Government agencies
Search engines
News organizations
Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses
Systemwide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our website
These organizations may link to our home page, to publications or to other

Website information so long as the link:

is not in any way deceptive
does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services
fits within the context of the linking party’s site

We may consider and approve other link requests from the following types of organizations:

commonly-known consumer and/or business information sources
associations or other groups representing charities
online directory distributors
internet portals
accounting, law and consulting firms
educational institutions and trade associations
We will approve link requests from these organizations if we decide that:

the link would not make us look unfavourably to ourselves or to our accredited businesses
the organization does not have any negative records with us
the benefit to us from the visibility of the hyperlink compensates the absence of Seventy Seven Park Corp.
the link is in the context of general resource information
These organizations may link to our home page so long as the link:

is not in any way deceptive
does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services
fits within the context of the linking party’s site
If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Seventy Seven Park. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link.

No use of Seventy Seven Park Corp.’s logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames
Without prior approval and written permission, you may not create frames around our web pages that alter in any way the visual presentation or appearance of our Website.

Content Liability
We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

limit or exclude our or your liability for death or personal injury
limit or exclude our or your liability for fraud or fraudulent misrepresentation
limit any of our or your liabilities in any way that is not permitted under applicable law
exclude any of our or your liabilities that may not be excluded under applicable law
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer:

are subject to the preceding paragraph
govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.