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Live Rate Comparison — Canada

Today's Best
Mortgage Rates

Compare rates from Canada's top lenders, plus exclusive rates only available through Pekoe Mortgages.

Rates last updated:

Mortgage Calculator

Enter your details to see your mortgage amount and estimated payment before browsing rates.

Base Mortgage
Before CMHC
Total Mortgage
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Est. Monthly Payment
Based on best available rate
Mortgage Type
Rate Category
Rate Type
Term
Purchase · Insured rates
Lender
Term
Type
Rate
Disclaimer: Rates shown are for informational purposes only and subject to change without notice. Based on a typical qualified borrower profile. Pekoe Financial Inc., Brokerage No. 13321. Always confirm current rates with a licensed broker before making financial decisions.
$0
Broker fee to you
50+
Lenders accessed
5★
Client rating
24h
Average approval
$70k
Avg. more approved vs bank

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Bank of Canada Rate Forecast

Based on overnight rate market pricing & analyst consensus
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Next BoC Decision
Rate Cut
Probability of a decrease
Hold
Probability of no change
Rate Hike
Probability of an increase
Current Rate
Bank of Canada overnight rate
Market Probability Distribution
40%
45%
15%
Rate Cut
Hold
Rate Hike
Source: BoC market pricing
✏️ Manually override forecast probabilities
40%
45%
15%
Values are auto-normalised to 100%.

Admin Panel

Manage rates, lender logos, and test your GoHighLevel connection.

Upload a PNG or JPG per lender (160×60px recommended, white background).

GoHighLevel Webhook Test

Click to fire a sample lead to your GHL webhook. This populates the mapping reference so you can save your workflow trigger in GHL.

Add realtor partners by market. Multiple realtors in the same city rotate via round robin — each lead gets the next realtor in sequence.

🔗 Realtor Embed Widget Generator
Generate a unique embed code for any realtor. Paste it into their website — rates update automatically.

Set custom Pekoe Exclusive rates per category and term. Leave blank to auto-match the market low. Insurable rates show a 🔒 Rate Lock Guarantee badge.

Only lenders with a checkmark will be imported when fetching from the Live Rates sheet or the MortgageBOSS PDF. Uncheck any lender you never want appearing in your rate table.

⚡ Fetch from Live Rates first to auto-populate this list with all available lenders.

Mark lenders that are currently offering cash back promotions. A 💵 Cash Back badge will appear on their rate row in the table.

Fetch the latest rates directly from your WOWA Google Sheet. Rates auto-fetch daily at 7am and can be refreshed manually anytime.

📊 Google Sheet URL
⏰ Auto-fetches daily at 7:00am · Next fetch: calculating...

📥 Import from MortgageBOSS Rate Sheet PDF

Drop your weekly PDF rate sheet here. The importer reads the lender table, maps rates to your tool, and shows you a preview before applying anything.

📄
Drop your rate sheet PDF here
or click to browse

Pekoe Mortgage Pre-Qualification

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About you

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Step 1 of 4

Income & employment

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Monthly debts & obligations

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Your mortgage goal

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Pekoe Vetted Realtor Partner
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