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The Best Time to Invest in Real Estate for Amazing Results

Should i buy rental property

The time to invest in real estate has never been better and here’s why you should buy rental property All across the country, we’re seeing real estate markets break records. Limited inventory, low interest rates, and a flurry of buyers, have conspired to create the perfect opportunity for sellers to get top dollar for their […]

What’s the difference between Pre-Approvals and Approvals?

Pre approvals vs approvals

The difference could cost you a lot more than you think. There are actually three different types of mortgage tools to determine you budget: pre-qualifications, pre-approvals and finally approvals. All three are similar, but also very different in how they should be used. The more documents you can provide to a mortgage broker the better. […]

First Time Home Buyer Changes are coming

First Time Home Buyers can expect some changes to the program this spring. But will these changes actually help get you into the housing market? Daniel breaks down how the First Time Home Buyer incentive program is changing across Ontario and Canada in this quick video segment

Breaking: CMHC Announces Changes to Insured Mortgages

Canada Mortgage and Housing Corp. is toughening up its rules to make it harder to get mortgage insurance, a move that would reduce demand from riskier borrowers and keep prices in check at a time of economic uncertainty. The new criteria, effective July 1, are designed to help weed out borrowers who are less likely […]

Should I refinance my home now?

With rates at all-time lows you might be asking yourself, should I refinance my mortgage now?  The first thing you should consider when deciding if it’s the right time to break your mortgage and refinance is to ask yourself why are you breaking your mortgage? Are you wanting a lower interest rate? Do you want […]

COVID-19 Update with Treadstone Law

How is the Coronavirus affecting legal closings for Mortgages? If you’ve got an upcoming closing and are not sure how this will affect your lawyers visit on closing day check out this video. We sit down with Haris from Treadstone Law to run through the changes that have been happening since social distancing measures have […]

Toronto Real Estate Update: Q&A with Alex Balikoev

There have been a lot of changes since the Coronavirus has surfaced in Toronto. We chat with Alex of Sotheby’s to find out the latest updates Alex Balikoev is no stranger to change in the real estate industry. He started his career selling real estate back in Russia in 2008 and has risen to be […]

2 Reasons Why the Corona Virus is Affecting Mortgage Rates

Since measures have been taken to reduce the spread of the Coronavirus it has been affecting mortgages rates in a seemingly unpredictable manner. Here’s why. The spread of COVID-19 has impacted the Canadian economy in unprecedented ways. Even with March’s record-breaking Bank of Canada interest rate cuts, many homeowners are surprised to find that mortgage […]

How the COVID-19 Outbreak is Impacting Appraisals and Closings

It’s no secret that life has shifted dramatically over the past few weeks. If you’re in the middle of purchasing or refinancing a home, you may be wondering if it’s safe to move forward — especially if you need to schedule an in-person meeting. Things have been changing quickly and in some cases dramatically here […]

Mortgage Rates Explained

Why are there so many different types of mortgage rates in Canada? We break them down for you. If you’ve been in the market for a new mortgage you may have stumbled upon some really tantalizing fixed or variable rates online but when you’re inquired about those rates it turns out you’re not qualified. What […]