Guelph’s Top Mortgage Brokers
Find the best mortgage broker in Guelph, Ontario.
Secure a Mortgage in Guelph: Quick and Easily
Guelph is an amazing city just on the outskirts of the GTA in Ontario. Because of its relatively lower cost of ownership, high employment, and vibrant community, it’s no surprise many residents are looking to buy in Guelph. Planning to purchase a home may sound like a lot of work but not if you hire a mortgage broker in Guelph from Pekoe Mortgages.
Here’s why we’re different
● Using AI and the industry’s brightest local mortgage brokers, we survey the current mortgage market and advise on the right time to secure a local mortgage in Guelph.
● Let us do the heavy lifting for you. We negotiate with 25+ lenders to find the best rate and stellar terms and highest probability of getting approved.
● Because of our negotiating power with regional credit unions in Guelph and national lenders we are often offered the lowest unpublished, preferred mortgage rate in Guelph.
● We streamline the process so you can get approved and funded from the comfort of your couch.
We give you access to various mortgage products and rock bottom rates from the start. No need to wonder if you’re getting expert unbiased advice to help you save money now, and plan for tomorrow. Our relationship with you doesn’t end when we close your mortgage- we constantly monitor the market to find ways to help you save money and pay off your debt faster.
Let professionals like Pekoe handle it for you. That’s the Pekoe Promise.
Ready to get started? Simply speak to one of Guelph’s best mortgage brokers and lets get our team working for you.
FIND THE BEST MORTGAGE RATE IN GUELPH, ONTARIO
Guelph mortgage rates can vary, from one lender to another, and even based on each lenders relationship with a brokerage. At Pekoe, our team of mortgage brokers continuously monitors and keeps track of the changes to get you the best rate at no cost.
We collect and compare current advertised and unpublished rates from our curated list of lenders and analyze the best rates, and chances of getting approved. On average our expertise helps borrowers unlock 18% more mortgage.
With low rates in Guelph, expert local mortgage advice, and a fully digital experience you have nothing to lose and everything to gain.
At Pekoe we’re ready when you are
Insured
1-Year Fixed Rate 2.49%
2-Year Fixed Rate 2.69%
3-Year Fixed Rate 2.74%
4-Year Fixed Rate 2.74%
5-Year Fixed Rate 2.89%
Our Services
I’m planning to buy a new home.
I’ve found a home that I’m Interested to buy
I have an existing mortgage and looking for better options
I’m looking to switch/transfer my mortgage.
HOW TO QUALIFY FOR A MORTGAGE LOAN IN TORONTO
STEP 1
STEP 2
UPLOAD YOUR DOCS TO OUR PEKOE PORTAL
STEP 3
WE PUT OUR EXPERTISE TO WORK IN GETTING YOU APPROVED FAST
WHY WORK WITH US?
Pekoe Rate Drop Guarantee
Get the lowest rate or receive up to $2,000 cash back when you close. It’s that simple.
Higher Approval Amounts
On average our clients are approved for $70k more than at their branch.
Lightning Fast Approvals
Our 24hr commitment guarantee means quicker underwriting when it matters the most.
Our lending Partners
Frequently Asked Questions
Guelph mortgage rates are affected by various factors, such as the market’s financial situation, competition among mortgage lenders and federal reserves. Those are the obvious factors, but did you know your relationship with a lender can also affect your rate, and overall approval? Being able to effectively tell your story and knowing what to say can be the difference between an approval and decline
There are also personal factors like credit score and down payment that affect the mortgage rate you’re offered.
At Pekoe, our mortgage brokers in Guelph will do all the groundwork. And it won’t take long before your loan is approved. Find out how by getting in touch with us.
The answer depends on the current financial condition of the buyer. There is no one size fits all when it comes to open and closed mortgages.
Open mortgages have less rules if you want to pay them back quicker, but that comes with a price. Meanwhile, closed mortgages enable systematic repayment of the mortgage at a lower interest rate. Your choice could be dependent on your overall goal, investing timeline, and how it affects your approval amount. In fact, there are a lot of factors that go into your overall strategy- and that’s where having a local mortgage broker in Guelph can help you choose the right product for you.
You can decide yourself or speak to the best mortgage brokers in Guelph for more information. Simply call us and let us help you make the right decision.
Here’s where we really shine. You might not have worked with a broker before but once you do you’ll see that our professional services are not only free (that’s right, absolutely free for our clients) but we’re on your side when you need expert advice the most. Note that on a very small amount of files (less than 1%) if private financing is involved or where a lender does not pay us a finders fee, we would charge a separate fee. This fee is detailed upfront before you make any decision so you are in total control with 100% transparency from the start.
Seeking a pre-approval from mortgage lenders gives a peace of mind that you can buy the home of your dreams at a committed rate of interest. In a rising interest rate environment obtaining a pre-approval rate lock might be a great option to help hedge against any further interest rate risks while giving you precious time to shop for a home in Guelph.
At Pekoe we’ve already done the hard work in hiring and finding the best mortgage brokers in Guelph to help you get pre-approved.
