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Bank of Canada Rate Decision: What June 2026 Means for Your Mortgage
The Bank of Canada rate June 2026 decision arrives on June 10, 2026, and this one is less predictable than any decision in the past
Ontario Just Removed the HST on New Homes. Here Is What That Actually Means for You.
Ontario and the federal government just made the biggest new-home affordability announcement in a generation. The full 13% HST has been wiped off qualifying new
Pekoe Mortgages Receives Canada’s Best Award
Seeking a Mortgage Broker in Kitchener? Dive into the world of Pekoe Mortgages. Explore how our services can help you secure the perfect home loan.
Canadian HELOC Rule Changes 2023: What Borrowers Need to Know
On October 31, 2023, the Office of the Superintendent of Financial Institutions (OSFI) implemented Guideline B-20 changes that fundamentally altered how Canadians access home equity
Why Title Insurance is a Must-Have for Homeowners
As a homeowner, it’s important to protect your investment in your property. Title insurance is a type of insurance that safeguards homeowners from financial loss due to issues with the ownership of their home. In this post, we’ll explore the benefits of title insurance and why it’s a must-have for any homeowner.
Today’s Stress Test Announcement
OSFI Keeps the Stress Test as-is for uninsured mortgages The government arm that is responsible for the mandatory stress test or ‘mortgage qualifying rate’ has
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Can You Use a HELOC or Borrowed Money for Your Down Payment in Canada?
Yes, in specific circumstances. Some lenders and mortgage default insurers will accept a HELOC (home
Renting Out Your Home? How the 45(2) Election Can Defer the Tax Hit
Converting your principal residence into a rental triggers what the Income Tax Act calls a
Second Mortgage vs Refinance to Invest: Which One Actually Costs Less?
A second mortgage and a refinance both turn home equity into cash, but they are
Can You Use the FHSA and Home Buyers’ Plan Together for One Down Payment?
Yes. A first-time buyer can withdraw from both a First Home Savings Account (FHSA) and