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Toronto’s Mortgage Brokers

Find the Lowest Mortgage Rates for Canadian Homes

Buy Your Next Home at the Lowest Mortgage Rate in Toronto.

Owning a home is a dream for most investors. We at Pekoe help you make that dream a reality with the best mortgage rates in Toronto. With so many options on the market, let the Pekoe Pros do all the groundwork for you to find a reasonable home mortgages. We do this using a variety of AI driven metrics backed by licensed mortgage professionals

● We study and analyze mortgage rates offered by a variety of regional and national lenders.
● We negotiate with different lenders to secure the lowest mortgage rate in Toronto.
● We collect, analyze, and verify all the mortgage documents. Providing lenders what they need and keeping document collection to a minimum for you

We provide expert and impartial mortgage advice, free of cost. Leave all the number-crunching to us. We’ll shop on your behalf and let lenders compete for your business, providing you a worry free mortgages that you can rest assured is custom tailored for your unique circumstance.

Ready? Let Pekoe plan a mortgage for you.

FIND THE BEST MORTGAGE RATE IN TORONTO

The Toronto housing market happens to be more expensive than many others in Canada. On average, a new house is sold at a staggering $1,334,544 ( Feb 2022) in the GTA.

As a mortgage broker in Toronto, it is our mission to get you the lowest possible rate on the market while making the process easy and fully digital

Ready to get started? Just share your details with us and get your mortgage approval in 24 hours!

We’re ready when you are.

Insured


1-Year Fixed Rate 2.49%


2-Year Fixed Rate 2.69%


3-Year Fixed Rate 2.74%


4-Year Fixed Rate 2.74%


5-Year Fixed Rate 2.89%

Our Services

I’m planning to buy a new home.

I’ve found a home that I’m Interested to buy

I have an existing mortgage and looking for better options

I’m looking to switch/transfer my mortgage.

HOW TO QUALIFY FOR A MORTGAGE LOAN IN TORONTO

STEP 2

UPLOAD YOUR DOCS TO OUR PEKOE PORTAL

STEP 3

WE PUT OUR EXPERTISE TO WORK IN GETTING YOU APPROVED FAST

WHY WORK WITH US?

Pekoe Rate Drop Guarantee

Get the lowest rate or receive up to $2,000 cash back when you close. It’s that simple.

Higher Approval Amounts

On average our clients are approved for $70k more than at their branch.

Lightning Fast Approvals

Our 24hr commitment guarantee means quicker underwriting when it matters the most.

RDS
RDS
2024-10-09
I was looking for refinancing my home and was introduced to Daniel Johanis of Pekoe Mortgages. I have worked with mortgage brokers before, but what a difference working with Dan! I can say without hesitation, Dan is by far and wide, the best mortgage broker I have ever worked with! For starters, it was a few days before Christmas that I contacted him, a time during which everything slows down, and yet he still managed to secure me an extremely competitive rate in fewer than two weeks. Throughout the process, Dan took the initiative to keep me updated about my file, treating my fie like a priority. Today, when life is so hectic and everyone is busy looking out for oneself, Dan took time to answer any questions or concerns I had. He was always within reach and very patient with me throughout the process. I have already recommended Dan to family and friends and will work with him in the future as well.
Mike Ordynski
Mike Ordynski
2024-08-28
Best mortgage rates and service. Period!
Lydia Powell
Lydia Powell
2024-08-15
We have worked with Daniel for many years and were excited about continuing our relationship with him at Pekoe mortgages. Daniel takes the time to understand our goals and needs and provides solutions which meet those needs. The team at Pekoe mortgages are responsive, reliable and really want the best for their customers. Highly recommend!
Muhammad Nouman
Muhammad Nouman
2024-08-13
Pekoe Mortgages made the process of getting a mortgage from Scotiabank for my property purchase incredibly smooth and stress-free. Their team was professional, knowledgeable, and always available to answer my questions. They guided me through every step of the process and ensured I got the best rate possible. I highly recommend Pekoe Mortgages for anyone looking to secure a mortgage with ease and confidence. Thank you for your exceptional service!
Chad Lawson
Chad Lawson
2024-07-30
As a realtor, Pekoe mortgages is one of the worst places to obtain financing. I had clients trying to close a deal by July 26th. On the COF date no one called client or myself to let them know if that have been approved or not. They have now lost out on a perfect property. The lack of communication and attention to detail is very poor. Clients have now found a mortgage broker that had them an approval within 3 days. Pekoe mortgages had over a month to work on clients file with no solutions. I would check elsewhere for financing at all costs!!
Doug D
Doug D
2024-07-26
Easy to work with, great advice and very accommodating. (prompt reply’s to weekend emails) Highly recommend.
Stephanie Furfaro
Stephanie Furfaro
2024-05-30
Dan is an incredible mortgage broker and I will always recommend him. He has helped us numerous times now and it is always a great experience. He and is team keep you informed throughout the process and always ensure you are getting the best rate. I can’t recommend pekoe mortgages enough!
Toronto Pilot
Toronto Pilot
2024-05-05
Thank you so much for helping me on my real estate journey, Dan. It has been an absolute pleasure to work with you. You gave me a ton of useful ideas, and was very patient with me. I will definitely be recommending you to my friends, and will be coming to you next time I need a hand with real estate. Thanks again, and good health to your family! Jeyhun
Kadijeh Ibrahim
Kadijeh Ibrahim
2024-05-03
I had an amazing experience working with Dan. Fantastic mortgage broker!
Haris Zulqarnain
Haris Zulqarnain
2024-05-03
Working with Dan is always a pleasure. I value his insight and I’m confident he leads his clients to what’s best for them. I would recommend Dan to anyone who is serious about a mortgage.

Our lending Partners

Frequently Asked Questions

We as mortgage brokers in Toronto take it upon ourselves to help you get the lowest rate. It includes negotiating with various lenders and securing the best deal for you.

As a borrower, you save the stress of having to deal directly with the bank, collect documents, meet their representatives, and shopping around. We do everything on your behalf so that your dream of owning a home becomes a reality

A fixed mortgage rate enables borrowers to repay the loan at a fixed rate throughout its life. There is no change whatsoever. Whereas the variable mortgage rate in Toronto may increase or decrease during the term of the loan.

In the end, it is the borrower’s choice. Our mortgage brokers in Toronto can help you make an informed financial decision.

A five-year fixed-rate mortgage is a home loan that is given at a fixed rate for a period of five years. Following this borrowers can repay or renew the remaining mortgage under flexible terms and conditions. It’s also a great time to have us shop around to see what other options are available

It is a popular option among Canadians looking for a new mortgage, refinancing their current mortgage or switching to a new mortgage lender. Many banks and private lenders offer the 5-year fixed mortgage rate in Toronto.

Find out what’s so good about it from our mortgage brokers at 1-888-495-7828 or 647-425-2077.

Simply fill out the online application. We will get back to you within 24 hours and analyze your maximum borrowing power you can get and at what mortgage rate in Toronto.