How to Get a Mortgage When You’re Self-Employed and Write Off Most of Your Income

You write off business expenses to save tax, which shrinks your declared personal income on paper. Banks see that number and say no, even though your business generates real cash flow. The reality is different, because add-backs, stated-income programmes, and B-lenders exist specifically for self-employed borrowers in your position. Pekoe is a licensed brokerage, FSRA […]